Farm & Agribusiness Insurance

Neighbors first. Insurance second.

Protecting the land, legacy, and livelihood that keep our farms and families growing.

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Every farm tells a story — of hard work, early mornings, and traditions passed down through generations. At Michele Rosa Insurance, we understand what it takes to keep a farm running. From small family operations to large commercial agribusinesses, we’ll help you protect what matters most so you can focus on what you do best.

Coverage Options Built for Today’s Farmers

Farm Property & Equipment

Wide view of a New England farmstead at sunrise with farmhouse, red barn, grain silo, fencing, and tractor in soft morning light.

Coverage for barns, silos, fencing, tools, and machinery.

Your buildings and tools are the backbone of your operation. We’ll help protect everything from barns and silos to tractors, fencing, and storage sheds. Whether it’s storm damage, theft, or an unexpected breakdown, your equipment and investments stay covered so you can keep working without interruption.

Farm Liability

A sturdy wooden fence runs between crop fields and grazing cattle under a wide sky, with a red barn and farmhouse in the distance.

Protection from accidents, guests, and operations-related claims.

 Accidents can happen even on the most carefully managed farms. Farm liability insurance covers injuries to guests, damage to neighboring property, and incidents that arise from everyday operations. It’s peace of mind for when things don’t go according to plan — and protection for the people who make your work possible.

Livestock & Crop Protection

Cattle graze in a fenced pasture near a red barn and silo under a wide sky on a sunlit New England farm.

Safeguards for animals, feed, and harvested goods.

Healthy animals and strong yields are at the heart of every farm’s success. Our coverage helps protect your livestock, feed, seed, and harvested goods from accidents, illness, and natural disasters — ensuring your hard work doesn’t go to waste when the unexpected happens.

Agribusiness Operations

Rows of grapevines lead to a small winery building where guests sit on a porch tasting wine, while a worker carries a crate through the vineyard.

For mixed-use or commercial-scale farms, including roadside stands, wineries, and processing facilities.

Many modern farms are more than just farms — they’re evolving businesses. Whether you operate a winery, a roadside market, or a processing facility, we offer coverage designed for the business side of agriculture. From product liability to equipment coverage, we’ll help make sure your entire operation is protected from field to storefront.

Your work changes with the seasons, and your coverage should keep up. Michele offers practical, year-round support so you can stay focused on your land and livestock while she helps protect everything that keeps your farm moving.

Experience That Grows with You

Michele has spent more than 30 years working shoulder-to-shoulder with agricultural clients — from new family farms breaking ground to multi-generation producers expanding their operations. Her deep background in agricultural insurance, farm management, and business development allows her to see both the big picture and the daily realities of farm life. She’s helped clients navigate everything from equipment losses and weather-related claims to succession planning and agribusiness expansion. Having grown her own agency within the Farm Family network, Michele understands that farming isn’t just a business — it’s a way of life — and she takes pride in protecting that legacy with care, insight, and respect for the work it takes to keep it going.

  • Deep roots in the communities we call home
  • Specialized knowledge in equine and agribusiness coverage
  • Trusted by generations of farm families
  • Personalized policies built around your goals

We can’t stop life’s little surprises, but we can make sure you’re covered.

Your hard work carries you from season to season. We’ll help make sure it stays protected.

Because We Listen.

Michele Rosa, LUTCF

Sit Down with Michele

We’re here to help you protect what matters most. Reach out anytime—by phone, email, or visit our office.