Home & Auto Insurance

Neighbors first. Insurance second.

Keeping your home cozy and your wheels turning — coverage for life’s everyday moments.

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Whether you live on a quiet back road or in a busy neighborhood, you deserve peace of mind knowing the things you rely on are protected. Michele Rosa Insurance offers personalized home and auto coverage designed for real families — simple, clear, and built on trust.

Coverage That Fits How You Live

Homeowners Insurance

Child splashing in a rain puddle while mother stands in the yard watching in front of a New England home under clearing late afternoon skies.

Protection for your home, belongings, and the place you rely on every day.

Your home is more than a building — it’s where your life happens. Homeowners coverage helps protect your house, garage, and personal belongings from fire, weather, theft, and unexpected damage. From big storms to small mishaps, we’ll help make sure the place you rely on stays protected.

Auto Insurance

A woman in a straw hat and plaid shirt loads a wooden basket of red apples into the bed of a vintage red pickup truck while a farm dog runs nearby and a red barn stands open behind her in a warm late summer New England setting.

Coverage that keeps you protected on the road with options that fit how you drive.

Whether you’re commuting to work or running errands around town, your vehicle deserves dependable protection. Auto insurance helps cover repairs, liability, and the unexpected moments that can happen on the road. Choose options that fit your life, your budget, and the way you drive.

Umbrella Policies

A family standing safely under a farmhouse porch during a steady summer rainstorm, watching the rain fall over fields while warm light glows from inside the house.

Extra liability coverage that extends beyond your standard home and auto policies.

Umbrella coverage adds an extra layer of security when life throws something bigger your way. It steps in when your underlying policies reach their limits, giving you added peace of mind for your home, vehicle, and everyday life.

Renters & Condo Insurance

Cozy condo living room with warm lamplight and open sliding doors to a small balcony overlooking rural New England rooftops at dusk.

Affordable protection for your belongings and personal liability without owning the property.

Even if you don’t own the building, what you keep inside still matters. Renters and condo insurance protects your belongings from fire, theft, or damage — and can even include liability coverage. It’s simple, affordable protection for the things that make your space feel like home.

Life moves fast. Whether you’re backing out of the driveway or settling in for the night, you deserve coverage that fits you. Michele brings reliable support that helps you stay safe.

Insurance with a Neighbor’s Touch

Michele has spent decades helping Connecticut families understand their coverage and feel confident about their choices. She’s a firm believer that good insurance isn’t just about policies — it’s about people. When you call, you’ll talk to someone who knows your name, your town, and what matters most to you.

  • Personalized advice — never one-size-fits-all plans
  • Quick responses and local claim support
  • Transparent explanations with no confusing fine print
  • Backed by 30+ years of experience in personal insurance

We can’t stop life’s little surprises, but we can make sure you’re covered.

Whether you’re heading out or coming home, we’re here to help you feel secure.

Because We Listen.

Michele Rosa, LUTCF

Sit Down with Michele

We’re here to help you protect what matters most. Reach out anytime—by phone, email, or visit our office.