Terms of Service
Last Updated: 11-18-2025
These Terms of Service (“Terms”) govern your use of the Michele Rosa Insurance Agency website (“Site”). By accessing or using this Site, you agree to these Terms. If you do not agree, please do not use the Site.
1. Use of the Website
You agree to use this Site only for lawful purposes and in a manner that does not infringe on the rights of others or restrict their use of the Site. You must not attempt to disrupt or damage the Site, servers, or related networks.
2. No Professional Advice Provided on This Site
Information on this Site is provided for general informational purposes only and does not constitute legal, financial, or insurance advice. For personalized insurance recommendations, please contact Michele Rosa Insurance Agency directly.
3. Quotes and Estimates
Any insurance quote, estimate, or rate indication provided through this Site is not a final binding offer. All quotes are subject to verification, underwriting, and approval by the insurance carrier.
4. Third-Party Links
This Site may include links to third-party websites for your convenience. We do not control or endorse those sites and are not responsible for their content, accuracy, or privacy practices. We encourage you to review the terms and policies of any external sites you visit.
5. Intellectual Property
All text, images, graphics, logos, and other content on this Site are the property of Michele Rosa Insurance Agency or its respective owners and are protected by applicable copyright and trademark laws. You may not copy, reproduce, or distribute any Site content without prior written permission.
6. User Submissions
If you submit information through contact forms or email, you grant us permission to use that information to respond to your request or provide services. You agree that the information you submit is accurate and does not violate any laws.
7. Limitation of Liability
To the fullest extent permitted by law, Michele Rosa Insurance Agency shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this Site or any errors or interruptions in Site access.
8. Disclaimer of Warranties
This Site is provided “as is” and “as available.” We make no warranties, express or implied, regarding the Site’s availability, accuracy, reliability, or suitability for a particular purpose.
9. Indemnification
You agree to indemnify and hold harmless Michele Rosa Insurance Agency from any claims, damages, losses, or expenses resulting from your use of the Site or violation of these Terms.
10. Changes to These Terms
We may update these Terms at any time. When we do, the “Last Updated” date will be revised. Continued use of the Site after such changes means you accept the updated Terms.
11. Governing Law
These Terms are governed by the laws of the State of Connecticut, without regard to conflict-of-law principles.
12. Contact Us
If you have questions about these Terms, you may contact us at:
Michele Rosa Insurance Agency
Address: 295 Westport Ave. Norwalk, CT. 06851 2nd Floor
Email: michele@micheleinsurance.com
Phone Number: 401-737-2932